Mortgages & equity release
Mortgages
In today's lending markets there are numerous options available to you and the right decision for your mortgage needs may be difficult to make.
Our mortgage service
We pride ourselves on the personal service we offer and can give independent advice on the most suitable product in the market place to match your requirements.
There are many competitive rates available that might enable you to reduce your mortgage payments.
Our dedicated mortgage team can advise on:
- new mortgages
- re-mortgages
- buy to lets
- equity release (lifetime mortgages & home reversions)
- mortgage protection
- critical illness protection
- income protection
Why choose us?
- high standards of integrity and expertise
- reputation for independence and trustworthiness
- personal service
Equity release
Many people in retirement find themselves ‘property rich and cash poor'. However, although on paper homeowners may be wealthier than they have ever been, the majority find that their capital is tied up in their main residence. The main reasons for wanting to access this capital include, additional retirement income, essential property repairs, making a big purchase, helping children/grandchildren, holiday, and medical treatment.
What is equity release?
Whilst moving down the property ladder is a choice that suits some, those who wish to remain in their existing home can access some of the equity in their property by using an equity release plan.
Why choose us?
If you are considering equity release, it is wise to take impartial advice on whether this approach is appropriate, which type is best for you and its impact on any means-tested benefits you may be receiving.
Our specialist mortgage advisers will advise on the necessary steps involved in setting up an equity release plan.
Contact us
For more information on our mortgage and equity release services please contact:
email: John Lowe
tel: 0117 376 2160
email: Pene Bevan
tel: 0117 376 2186
